Everyday now, we learn about a government controlled bailout of another major corporation. This leaves many smaller businesses, as well as individual people, asking where is their bailout from the unscrupulous lending practices of the banks and credit card companies. In recent years, consumers have been encouraged to use their credit cards for everyday purchases, including groceries, fast food meals, and even the morning cup of coffee on the way to work. All of these purchases, plus the interest and fees added on, have only built up a vast pile of debt for the average cardholder. This is not much different than the debt built up by corporations, who now have their hand out, asking for help. And the government seems very willing to provide that help, at the long-term expense of the American taxpayer. There is however, a bailout of sorts for personal credit card debt. This is not a government program, no taxpayer dollars are used, and you will not hear about it on the nightly news. In fact, there is actually no money involved in this bailout. Through debt elimination, a person can legally and completely discharge 100% of their debts from credit cards and personal loans. All without a new loan, subsidy, or government takeover. For someone with too much debt, a personal bailout could be the difference between bankruptcy, and financial stability. Yet no agency or congressional handout is available for the average consumer. Individuals need to take their own initiative to help themselves, without seeking a stimulus package that will probably never come. Secured debts such as mortgages and auto loans, do not qualify for an elimination program. Without the burden of the monthly credit card payments, money would be freed up to pay for housing, transportation, and other obligations. Keeping people in their homes and driving their cars is imperative to improving the economy. There are many options when it comes to debt relief. Not every program is a good fit for all people. Most people believe that negotiating or settling debt is the fastest way to pay them off. A debt elimination program is not a settlement program, nor is it a form of bankruptcy. In addition, your credit report will not be damaged for the next 7 to 10 years. For anybody looking at this option, it is important that some time be dedicated to understand how and why the debt can be relieved. It is not difficult to grasp this concept, nor is this information an obscure secret. It is just information that is not given to us from our normal sources of news. The right information can set a person free from the bondage that the banks have put us into. Take personal control of your life and debt, and you will initiate your own personal bailout. A presidential order is not needed to accomplish it, and the taxpayer is not burdened with extra future debt.